Put your savings to work for you!

We are proud to offer the Share Secured Advance program.  Just borrow against the funds on deposit in your account. The interest rate differential between the dividend rate and the interest rate charged is minimal.  Share secured advances are guaranteed with your savings or share certificate deposits on deposit with Call FCU.

Share Secured Advance: Terms are available up to 60 months.  Shares are held in the member's account equal to the balance of the loan.  Share Rate +3.00%APR* (1-36 month term)
Share Rate +3.50% APR (37-60 month term)

Certificate Secured Advance: This is similar to the Share Secured Advance only for Certificate Accounts.  Terms are available for the length of the Certificate Term.  Certificate Rate + 3.00%APR.  

Please ask for a loan processor for further details or call for an appointment. The turnaround time to approve and process a Share Secured or Certificate Secured Advance is extremely brief. 

Ask your loan consultant for further details by calling 804-274-1200 or 1-800-796-2328 or e-mail us.

*APR = Annual Percentage Rate.