Why should you finance your next vehicle with Call FCU?

• We offer great Low rates
• We make your payment affordable with great terms up to 84 months depending on the vehicle's value
• Easy online application
• You can apply right at a participating dealership!
• Free Online Auto Resource Center to help in your search for your next vehicle.
• No Prepayment Penalty
• Extended Vehicle Warranties at Competitive Rates
• Fast loan processing
• Finance up to 110% of the purchase price including title, taxes, tags and warranty or for used or classic vehicles up to 110% of the NADA retail value including title, taxes, tags and warranty
• Same low rate for new or used vehicles
• Convenience of payroll deduction (depending on your employer)
• Great rates and terms apply to autos, trucks, motorcycles, jet ski's, campers, trailers, recreational vehicles and much more!

4 easy ways to apply for your next Vehicle Loan:

• Online application
• At any participating Credit Union Direct Lending Dealership
• In person at any Branch Location
• By phone, by calling 804-274-1200 or 1-800-796-2328, press 2 for loans

Visit our Online Auto Resource Center:

• Come review the latest models, do a search, build, compare and research.
• Get a quote from a local dealership
• Find out how much your trade-ins worth
• Free Vehicle History Check
• Great auto buying tips

Terms are available up to approximately 84 months depending on the vehicle's value:

Dollar Amount	Maximum Term	Rate
$5,001 - $10,000	48 months*	qualifying rate
$10,001 - $25,000	66 months*	qualifying rate
$25,001 - $40,000	72 months*	qualifying rate plus 0.50%
$40,001+	84 months*	qualifying rate  plus 1.00%

Rate based on creditworthiness.  Ask a loan processor for your qualifying rate.
*Term is Approximate

Credit Union Financing Right at the Dealership!

Got a few minutes?  That's all the time you need to get approved for a low-rate Call FCU vehicle loan - right at the dealership. Thanks to the joint efforts of Call FCU and Credit Union Direct Lending (CUDL), you can walk onto the lot of any of the CUDL program's participating dealerships, select the new or used vehicle you want, get your auto loan approved in just minutes, and drive off the lot in the vehicle of your choice! 

It's easy to use CUDL:

1. Decide on the make and model of the vehicle you want

2. Visit the participating dealership

3. Apply for Call FCU's low-rate vehicle financing through the CUDL system

Within minutes, you will have a financing decision!

Auto Warranty Program

MEMBER’S CHOICE AutoCare Mechanical Repair Coverage protects against the cost of repairs beyond the original manufacturer’s warranty.  It’s available on both new and used vehicles and includes parts and labor for any covered repair.  And it’s convenient – the premium can be included in your credit union loan payment.

MEMBER’S CHOICE AutoCare Mechanical Repair Coverage also offers:

• 24-hour, toll-free roadside assistance – towing, jump starting, flat tire changing, even lockout services.
• Emergency travel expenses up to $500 for lodging, meals and transportation if your vehicle breaks down more than 100 miles from home. 
• Rental car reimbursement of up to $30 per day up to five days if your vehicle is kept out of service.
• Cancelable at any time on a pro-rata basis.
• Plus, the coverage is transferable if you sell your vehicle to a private party - a great resale feature!

 Call 804-274-1220 or 1-800-796-2328 x  41220 for details.