Personal Loans are a great way to borrow for education, home improvement, debt consolidation or other expenses:  

We use a streamlined lending system that makes borrowing faster and easier than ever before.  With LOANLINER® there is only one compact initial agreement for you to complete.  Future advances may be submitted by mail, email, in person, by a phone at 804-274-1200, press 2 for loans.

3 easy ways to apply:

• Apply Online
• Apply during business hours by calling 804-274-1200 option 2 or 1-800-796-2328 option 2
• Stop by any of our branches and apply in person

It’s also so easy to repay your Call FCU loan!

• Use Payroll deduction (depending on your employer) 
• Set up an Automatic transfer from your Call FCU account through Home Branch Online Account Access or by phone by calling 1-800-796-2328, option 2.
• Set up an electronic transfer from another financial institution
• Mail a check to any of our branches

The Personal Loan limit, interest rate and subsequent advances are based on your individual credit worthiness. 

The maximum terms and limits are listed below to serve as approximate terms for payment calculations  only:

• 36 months / Up to  $10,000
• 48 months / $10,001 to $20,000
• 60 months / $20,001 to $30,000
• 72 months / $30,001 to $50,000

Use our loan calculator to estimate your payments.